Lots of homeowners fear foreclosure and some already have the banks knocking at their doors. Sometimes, this is the only recourse people have, but other times there are ways out. And the US Government is adding even more ways, hopefully.
However, just like when there are wounded sheep in the flock, there are also "wolves" circling out there just waiting to pick off some poor person that does not know what to do or who to go to for help. You see evidence of this every day with stick-in signs along the roads or ads in local papers.
Before you do anything, I suggest you visit the Department of Housing and Urban Development page on the internet to get some tips to help you avoid getting into an even worse situation by using some crooked company. You can visit their site at: www.hud.gov/foreclosure to see what your options are. They have a guide to assist you during this difficult time. You can find lenders, local advisory resources, information on refinancing options and much more. This site is worth a look! I highly recommend you visit it if you find yourself having a hard time making your home payments.
If I can help you more, please feel free to call me at: 813-783-4444 or e-mail me at: firstname.lastname@example.org You can also visit my website at: www.jelwell.century21bnr.com were you will find even more useful information, including another link to HUD.
John Elwell - REALTOR
Bill Nye Realty, Inc.
Licensed in Florida